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Loans

The Office of Hawaiians Affairs is committed to ensuring Native Hawaiians and their ‘ohana have access to resources to assist them in pursuing their financial goals. These loan programs can provide Native Hawaiians with an improved sense of economic well-being. Through these loan programs, Native Hawaiians expanded businesses, improved homes, and continued their education. Here’s a breakdown of OHA’s three loan programs:

  • The Mālama Loan Program (NHRLF) is designed to help provide all people of Native Hawaiian ancestry better access to credit, capital, and financial services & skills as part of a larger effort to create jobs, wealth, and economic & social well-being for all the people of Hawai‘i.
  • The Consumer Micro-Loan Program (CMLP) is intended to provide low-cost loans to Native Hawaiians who are experiencing temporary financial hardship due to unforeseen events, or who wish to enhance their careers.
  • The Hua Kanu Business Loan Program is available to Native Hawaiians who own established business. It is meant to provide them access to credit and capital that allow them to grow as well as remain financially viable.

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