Click on the video to see how a Mālama Loan from OHA can help you pay for college, make home repairs, and start or expand your business.
The Mālama Loan Program (NHRLF) is designed to help provide all people of Native Hawaiian ancestry better access to credit, capital, and financial services & skills as part of a larger effort to create jobs, wealth, and economic & social well-being for all the people of Hawai‘i. Debt Consolidation loans are unavailable until further notice. Please visit this website for periodic updates.
OHA Mālama Loan Features:
Most applications are processed the same day as they are received. Once an application has been approved, documents can be signed and funds can be disbursed usually within five to eight business days.
For our neighbor island applicants, OHA’s neighbor island staff is fully trained on loan closing and fund disbursement procedures, and will be able to assist you with your loan closing.
Frequently Asked Questions
Q: How can I use OHA’s Mālama Loan?
A: OHA’s Mālama Loan may be used for:
Q: How am I eligible for OHA’s Mālama Loan?
A: To be eligible, you must be a:
Q: How do I qualify for an OHA Mālama Loan
A: In order to qualify, you must meet the following Requirements:
Q: What documents do I need to submit with my application?
A: The following documents need to be submitted with your application:
Q: Where can I apply for an OHA Mālama Loan?*
A: You can apply by Mail, on-line, or in person at any one of our office locations.
Native Hawaiian Revolving Loan Fund
OHA Malama Loan Program
560 N. Nimitz Hwy. Box #6
Honolulu, HI 96817
NOTE: The online loan application process is quick and easy, simply register with an e-mail address and you are on your way. The process will typically take 20-25 minutes, and you’ll have the ability to upload required documents. Once you complete the application, a lending associate will contact you within two business days. We appreciate the fact you have chosen OHA for your loan needs, and we will make every effort to give you a loan decision as quickly as possible.
OHA Office Locations
*After Aug. 31, 2015 loan applications will no longer be accepted at First Hawaiian Bank. Applications for Mālama Loans now being accepted online at OHA.org beginning Sept. 1, 2015.
For more information, please contact (808) 594-1888, email NHRLF@ohaloanfund.org, or contact your OHA neighbor island office.
Mālama Loan Links
Research: Mālama Loan Impact In the Community